The sales personnel, construction management, and design staff at Strack Homes have decades of home building experience. We bring the latest construction trends and technologies to every home we build. We are a family owned business focused on our mission to give our customers a personal, one-on-one home building experience like no other.
There are local Real Estate offices that specialize in listings of available properties. We can help you find the right Realtor for your needs. If you choose a homesite in an existing neighborhood check the deed restrictions, annual fees, and whether you are subject to Municipal Utility District (MUD) or other additional property liabilities. Check your property tax rate and whether you are subject to Home Owners (HOA) or Property Owners Association (POA) fees. In addition, check for any fees for country club membership if your property lies within that type of community. School districts are important to some homeowners and may influence property desirability.
If you are purchasing acreage property or farm property, there are other items to research. Is there access to utility service, does it require a water well, or what is involved in getting power and gas to your homesite? A qualified real estate office can give insight into potential issues that may arise with a property. Stack Homes will advise you of homesite issues that may involve additional costs during construction.
We build custom homes starting at 2800 square feet. Based on homesite space allowances we can do single or multi-story homes with options for attached or detached garages and living quarters. You may select from one of the existing plans offered by one of our skilled architects, modify one of those plans, or have a totally custom, one-of-a-kind, plan designed specifically with your wants and needs. We encourage you to make a list of items that are important to you and your family. We have a standard feature sheet to give you a base line for items included in every Stack Home. This is only a guideline to start your selection process. Elevations (exterior styles) can incorporate any number of materials and colors. You may select additional fixtures, cabinets, finishes, etc. at additional cost. We will do whatever is necessary to bring your dreams to reality.
Depending on your financial situation and whether you already own your homesite, there are many easy purchasing options. If you don’t already have financing, alternatives will be offered. Among them, lenders that offer a one-time close which incorporates your construction loan and your mortgage into one process. Before construction begins you will complete all paperwork and close the loan. You will only make payments on the amounts as they are borrowed. While your home is under construction, the lender will allocate draws on the loan amount as construction benchmarks are reached. At the completion of the home, the construction loan converts into a mortgage. There is no other closing to do. You will merely sign documentation that indicates the home has been completed. The loan automatically modifies, and you will begin to make payments on that mortgage.
If you choose to pay cash for your home, you may place the funds in a third-party escrow account, lending institution or title company. This will allow us to make draws against the deposited funds only as we complete stages of construction. This gives you the peace of mind in knowing construction benchmarks will be reached before additional funds are released.
Our process is designed to minimize surprises and maximize satisfaction
Our accumulated years of experience in the building profession has taught us that homebuyers don’t like surprises. First, we will ask a wide range of questions assist us in developing a framework to determine your home wants and needs. We will try to anticipate the requests you may have and maybe a few you haven’t thought of yet.
We will discuss your lifestyle, your immediate requirements, and where you imagine yourselves in the future. We will talk about your property and making the best use of available space. Then we will work with you to incorporate your design ideas, offering options to ensure the style of the home meets your needs.
This is where we will get the sales and design teams involved. Your plans will be drawn and reviewed by construction management, and necessary modifications are made. We strive to have as few changes as possible after the start of construction. Substantial planning goes on in advance so that the build progresses smoothly. Alterations after the final planning, prior to commencement, can be costly and time consuming. Also, while all this is going on, we are securing building permits and estimating all site specific work required which may include, but isn’t limited too; a building pad, water well installation, septic design and installation, culverts, access roads, power, propane and landscaping packages.
Selections of cabinets, fixtures, lighting, paint, and all the other things that will be incorporated into your new home follow. You will have access to trained design professionals versed in the latest styles and livability with an eye to stamping your individual mark on your living spaces. You will attend two, (2) hour sessions with a professional designer selecting the finishes that truly makes your home yours.
Depending on how long it takes you to settle on a plan and acquire financing, your start time could go as little as four to six weeks. Another month can go by while surveys, inspections, soil sampling, and foundation engineering is accomplished. As a rule, it takes about 140 to 160 days from the pouring of your foundation to complete your home. Any number of events can alter this time frame and it is only given in general.
As was mentioned before, when building on non-subdivision homesites, you may have additional costs. These might include costs of digging water wells, adding culverts, additional concrete and flat work, landscaping, and running utilities over long distances. We will give you estimates on the cost of these additional items based on the position of the home on the homesite, before any construction begins. By the end of our preconstruction process you will know what you are building and what the total costs will be, before you ever close on the loan.
As your home is under construction you will receive a phone call/email every Friday afternoon from your personal builder. You will be updated as to what has happened in the previous week and what is scheduled for the upcoming week. Any questions or issues will be addressed as they come up. We look forward to making your home building experience as informative and enjoyable as possible.